ed3f54481e41c9eb35d7f382604f748569c3abef marjonajatuksia: July 2012

Tuesday, July 31, 2012

Commercial Real Estate and it's Benefits

Some individuals who have gotten involved with commercial real estate feel like it was one of the best decisions they have ever made. The business of commercial real estate is a secret kept by those individuals who are involved in the world and succeeding at it. Some of the rewards and advantages of becoming involved with commercial real estate is far greater than the rewards and advantages of other real estate ventures. Any individual who feels as if the business of commercial real estate is something that they would not be able to succeed in is wrong and should really reconsider this idea.


Anyone who has down a little bit of research in order to become more educated on the matter and has the proper amount of motivation needed in this business can succeed. After one has become educated on the matter, they may come to realize that the benefits of this business are much greater than the expenses associated with it.

Individuals that become involved with commercial real estate and truly commit to it and succeed are able to enjoy a life that others wish they had.

The very first benefit of dealing with commercial real estate is that the individuals involved in this business are able to create a work schedule that is best for them and their unique situations. Commercial real estate enables individuals to either work full-time or part-time, but still obtain a level of wealth that they never thought they would.


Working part-time in this business can be just as effective as working a full-time job. Some individuals new to this business may decide to keep their job and work with the real estate part-time until their cash flow increases, then they commit to it full-time.


Full-time commercial real estate professionals are able to avoid dealing with a boss and get to be their own boss.

They can work in the comforts of their own home and build their very own business from the ground up. A positive cash flow along with an impressive net worth can be built relatively fast.

An appealing benefit of commercial real estate is that individuals do not have to train for years and years and work themselves up the corporate ladder. The barriers to become involved in this business are few which allow individuals to dive in whenever they want. 
One of the benefits that entice individuals the most is the amount of profit that there is to be had. The great thing is that with the amount of profit that can be earned individuals do not have to use a huge amount of effort. One commercial real estate deal can provide individuals with the same amount of profit as they would see if they sold 100 individual family residences.


No matter how many deals an individual makes in commercial real estate they have to use the same process every time. One of the key words used in the business of commercial real estate is synergy. It means that huge results can be had by making very small changes.


 

Participating In Commercial Real Estate Auctions Online

The new way to take part in commercial real estate auctions these days is to participate online. It is expected that the popularity of these types of auctions will continue to increase, with buyers and sellers benefitting from the efficiency and unlimited reach of the Internet. There are websites available that create auctions for commercial real estate, and brokers and owners take advantage of the opportunity to market their properties to qualified buyers in ways that are convenient and effective.

One of the most frequently asked questions about commercial online real estate auctions is what the best way is to introduce owners to the idea of selling at auction instead of by more traditional means. For owners to become interested enough to seriously consider an auction, he or she needs to know that this way of selling a property has a track record of faster sales cycles and deals that close at the highest prices for the sellers.

Anyone with assets in the real estate market is well suited for these real estate auctions. Sellers who are motivated and need closing to happen quickly will find these auctions to their benefit. For instance, those who are facing loan maturity or owners who want to convert property into cash would prosper. If you think you may be interested in buying or selling online in this way, there are some things you need to know about what happens.

In a stagnant market, buyers are still very much active in real estate auctions because there are deadlines. Motivating these buyers is key, and what better way to motivate than to instill deadlines? It is important that the starting bid be set fairly low for a couple of reasons. Auctions are most profitable and successful when a large number of peoplee bid on the properties. With a lower minimum bid, more buyers will be apt to get in on the bidding, potentially driving up the price a bit. Usually, brokers will recommend that the minimum starting bid be set at least at one half of the original asking price.

Sometimes an owner will consider selling using more traditional methods as opposed to holding an auction for commercial real estate. However, it should be stressed that for todays market, the online auction format will yield optimal results. To reassure sellers that only serious buyers will take part in the real estate auctions, they will be required to submit a Winners Deposit, which is non refundable for the winning bidder in order to discourage any casual bidding that may otherwise take place.

Appraisal For Florida Commercial Real Estate Property

It has been very important for investors in Florida commercial real estate to get their money's worth. The right space and location is the most important ingredients in investing a commercial space. This can lead you to a successful business. So in order for you to assess if the property's value is just right or way overpriced, you can hire an appraiser.


Appraisal's Appraiser

If you want to choose the right property in Florida commercial real estate, then you have to seek the help of an appraiser. These experts can [provide you useful; insights and observations on any of the commercial property in Florida real estate market that you may choose. They usually provide a report through an appraisal which is typically written data on the property's market value. The appraisal is thoroughly based on the current market condition and other factors, including locations, square footage and others.

It is not a good idea to choose just any person for the job.

It is always important to hire someone who is licensed and qualified appraiser who will do the inspection and appraisal of the property. This will ensure impartial results with strong basis on several standard criteria.

Criteria for Appraisal

The primary criteria used for appraising Florida commercial real estate property or any other property in the country are the expense and income date, property condition and required replacements and improvements. Aside from these, there are also other standards that is being used for judging the market value of the property that most appraisals generally include which as square footage, location, property's age, style and floor plan.

Hiring an appraiser is an additional expense for you. The cost of the appraising a property will depend on the scope of task. Once there are plenty of factors that are involved, there will be an increase on the appraiser's charge. This is expected to properties especially those in the Florida commercial real estate market, unlike residential properties they usually occupy larger areas.

Appraisal Report

Once the appraiser is done with his work, then expect an appraisal report after a period of one week to months depending on the structure and size of the Florida commercial real estate property. But again, the time it takes to finish the report may be affected by some contributing factors. The duration of the appraisal may only take few hours for residential properties but not with those commercial properties. Fortunately, appraisals contain just about everything useful for your cause, including comparable sales dating a couple of years back.

Ella Ayson
Florida Commercial Real Estate

Commercial Real Estate Interests Big Buyers

Commercial real estate is in high demand by businesses, factories and workshops. Most properties do not have business rights and there cannot be any form of trade from a private residence unless special permission is requested.

These venues are the places where business deals are completed and products are manufactured and the building must cater for the needs of the inhabitants.

Commercial property has been purchased by big companies and intelligent private buyers who have seen the rental potential. These factories, office blocks and warehouses are much more expensive than houses as they are bigger and have different shop fittings.

These fittings and architectural differences make provision for big trucks coming through the doors, large equipment and many people walking through the space. Before inspecting all the places for rent, speak to the rental agent about the specifics of the property and the type of business it caters for. A large factory will not benefit a person who wants to fix cars with their partner.

When inspecting potential commercial real estate venues, consider the area, other businesses and the environment of the business. The area should be accessible to all employees and there should be minimal noise and traffic, unless it is a large facility.

The environment will obviously be noisier than your home neighborhood as there will be machinery that drones in the background and more workers who will all take their breaks at the same time. If it is a shopping complex or wholesaler, there will also be more visitors to the site. There are more people and this requires more parking, computers, power and space.

The roof is generally higher than a house and there are bigger rooms to house machines and more people. Every factory or warehouse should have small kitchen and ablution facilities, but there is no need for a swimming pool or bath. The interior will be different, depending on the type of the business and the needs of the employees and customers.

Renovating the property or making changes to the business structure has to be approved by the owner, council and other owners in the area. It is costly to change a structure, but if a business is growing it is sometimes more convenient to increase space than to move the entire business. When choosing a property to run your business, take into account space for expansion and structural renovation possibilities.

The same mantra exists in property everywhere and location is key. Choose a place to run your business that is close to transport lines and retail outlets. It will always increase running costs if employees, suppliers and customers must travel to visit the business or buy products.

The property market has changed over the years and it is important to read about the market trends and prices of commercial real estate before committing to spending money. Monthly expenses on rental or a mortgage will be the main expenses of most businesses and it is useful to be accountable and get the most from your money.

Sell Commercial Real Estate with Advertisements

The act of selling commercial real estate is growing in popularity. Although its popularity is increasing individuals that are new to the world of real estate should have an understanding of just how difficult this business can be especially for those who are not as experienced as others. Those involved in commercial real estate will usually be required to spend huge amounts of money. Individuals can take advantage of the classifieds which are free and advertise the sale of their real estate, whether they are real estate agents or not anyone can use the classifieds.


There are several approaches that one can take when they want to advertise that their commercial real estate is for sale, but do not want to spend a huge amount of money in order to accomplish it. One approach is to advertise you property online, which is a free tool to use. There are various online classifieds that enable individuals to post their property free of charge.

Most of the websites do not limit users with restrictions on the amount of properties that they can list at one time. In some situations it may be smarter to invest some money in the advertisement of you real estate if it will enable you to avoid paying a commission and keep the money for yourself.

Investing your money wisely by purchasing a commercial property for sale sign that is of high quality is another way to advertise the sale of your real estate without having to spend an outrageous amount of money. Signs are excellent tools to use in order to make consumers aware of your property and get them interested in it. If able try to locate a sign by one of the major roads in your city, this will allow individuals stuck in daily traffic who may be trying to find a new piece of property for their business to see your advertisement.

Obtaining a high quality sign allows individuals to target those consumers who may have not seen their advertisements otherwise. In order to be successful in the business of selling commercial real estate it is important to research all of the online and offline tools that can be used. A lot of consumers do not have a whole lot of time to do research on the many properties that are available for purchase so having a huge sign on all of your real estate that you are trying to sell draws attention to it.

The last tool that will be used in this article is the use of real estate publications that are free. A lot of the suburban areas provide local publications that are free which can include all of the real estate that is up for sale in the area. The publications can be contacted by you and you can ask if they will take your real estate advertisements for free. A majority of the time individuals will find that these publications will be willing to work something out with you in order to fill their publications up with content. Selling commercial real estate may not happen immediately, but if you continue to use ads results will be seen in the end.


 

Sources of Commercial Real Estate Information

There are a number of great places to find information about commercial real estate in any area in which you might invest. Before I get into the specific ways you can obtain this valuable information, it is important to first be committed to obtaining it. Real estate is a numbers game and there is no excuse for not having the information you need to invest successfully in any kind of real estate.


First, it's worth mentioning what kinds of information you'll be looking for. Classic examples of the information that will be useful to you as an investor include the following:


· Commercial property prices
· Regional/market rents
· Days on market for commercial property sales
· Rental rate trends
· Property appreciation statistics
· Population trends for the target market
· Local employers for the target market


The first way to find out information about commercial real estate is also the most 'old school'.

Basically, what you do is hop in your car, drive around, gather property information, and talk as many people you can about properties that may be available. This technique, however well it may help you network and learn some things about your target market, is also the least efficient way to gather information.

Another way to gather much of the information listed above is to research it online. The Internet has become a technological marvel and there is an absolute wealth of information out there, both free and for a small fee. Not only are there listing services that are specific to commercial real estate (e.g. www.loopnet.com) but just about every kind of demographic information you could possibly seek can be found on the web somewhere.


The only real drawback to online research is the reliability of what you find.

My experience has been that market research that has to do with demographics and population trends is pretty reliable online. Property searches are more of a dice roll, given that many sites are often outdated. Property research may require taking things to another level.

That next level means using other people to help you get the job done. One such type of individual is a bird dog, someone who is either familiar with or who actually lives in the market of interest. Such a person is often another investor and they can be instrumental in helping uncover some of the hidden gems that are out there.


The other pretty clear choice for helping you gather key information is a commercial realtor. Any market that has commercial property (which is about all of them) will have commercial realtors, or at least realtors who work with commercial properties. Realtors have access to market trends, prices, rental rates, and of course the deals themselves through contact with sellers. When you are committed to information gathering and your pursuit of commercial real estate will be more fruitful.

Commercial Real Estate Is A Profitable Business!

Buying and managing properties is a not as easy as it seems to be. Investing on residential property and investing money on commercial real estate are two different things. If you are new in investing in commercial properties then you can take assistance from real estate advisor and start your business. Managing and investing on properties need time and deep studies. There are many real estate sites that asset you in knowing the type of property, its value in the market, how to invest, legal aspects of real estate etc.

real estate sites not only cater you with the detailed information on the rates of various type of properties but also guide you about things that should be consider at the time of dealing. Commercial real estate is a safest investment then residential property. Correct evaluation of the commercial property can bring back great profit. Most of the people are only aware about the resident estate without knowing the fact that commercial real estate is the biggest earning sector. It is very important to know that commercial property does not only include buildings like office premises, industrial area, shopping complex, parking area etc but also consider Health care centers, retail structures and storage warehouse.

Few things that should kept in mind when renting commercial real estate:

Update your Documents: Before renting any commercial property, it is very important to update yourself with all the needed documents like commercial lease/ rental agreement etc.

Take a look on financial details: When you go for rent any commercial real estate property, it is very important to make secure yourself with financial status that you can afford.

Remain update with the market status: If you are doing business in commercial real estate then you have to update yourself with the day-to-day changes in the market status. Keep an eye on market rates, new developed areas, commercial lease etc.

Find the best commercial deal: In the real estate business the profit mainly depend on investing on the best commercial property. Investing on the best property will help in maximizing your profit. The best deal in commercial real estate can give you four to five times more then you invested. Just you need to contact the agent who is skillful and smart to turn your investment into a profit.

Overview Of A Commercial Real Estate Agent

If you are a commercial realtor in Minneapolis or are thinking about going into the real estate business, there are a variety of skill sets that you will need to succeed in commercial real estate in Minneapolis. Some of these skills include market knowledge, commercial lending policies of banks, project management and the ability to multitask. However, the most important skill to being a successful commercial real estate agent is to be adept at sales and marketing. In order to be successful in the commercial real estate industry, you must be a great sales consultant.

Some people have the natural gift of gab and selling ice to Eskimos is easy for them. There are others who must learn successful sales techniques, one step at a time. The good news is that interpersonal communications and the sales process can be learned by anyone with the desire to learn and an avid drive to succeed. A successful agent will have a great marketing plan that includes marketing his or her properties and services to the local Minnesota business community, as well as using social media marketing strategies in order to connect with potential buyers outside of the Minneapolis real estate market.

One of the great benefits of being a licensed commercial realtor in Minneapolis is that the real estate agent will have access to the multiple listing services database. In addition to cold calling, this is truly the lifeblood of any commercial realtor. A successful commercial real estate agent will perform searches in the MLS system on a daily basis in order to keep track of the current commercial property inventories and prices.

Usually, a good commercial realtor in Minneapolis will tour the property before putting it on the market in order to ensure that the building is presented well. In other words, a successful real estate agent will ensure that the property is in "showable" condition and stages the building well in order to get the best results. For example, if the landscape needs attention or there is garbage on the premises, a good real estate agent will make sure that the property is cleaned up before showing it to potential buyers.

If you want to be a successful real estate agent, it is also important to alert the building manager about any minor repairs that need to be accomplished before showing the property. Small changes can mean the difference between selling the property quickly and having it sit on the market for a year or longer.

Additionally, it is imperative that a real estate agent selling commercial real estate in Minneapolis maintains a thorough and current knowledge of the local market. A successful realtor will read industry articles, attend trainings sponsored by the local board of realtors and will keep abreast of industry trends.

It is highly advisable to maintain a solid knowledge of local sales and listings and to keep a list of other professionals who can assist you during your real estate transactions. This list should include lawyers, appraisers, accountants, bankers and other financial advisers. This comprehensive list of contacts in related fields will help a good real estate agent to finalize the deal professionally and expeditiously.

New York City Commercial Real Estate

New York City Commercial real estate networks work as links between commercial real estate property owners, brokers and investors. These network operators or companies offer commercial products and services that are suitable for both local and national buyers. These companies deal in varied types of commercial real estate properties, including New York City office space, executive suites, commercial land, industrial real estate, retail space, real estate for lease and space available for sale. So, if you are looking for New York City commercial real estate for purchase, rent or lease purposes, the best option before you is to approach an experienced and established commercial real estate company.

Benefits of New York City Commercial Real Estate Networks
Getting in touch with a New York City commercial real estate network will not only help you narrow down your real estate search but also provide access to all the commercial listings in the area so that you can select from multiple properties. Established New York City commercial real estate networks can offer you a wide range of investment properties, such as multifamily apartments, retail and office buildings, industrial property, hotels or any other commercial real estate property, up for sale or lease in the area.

These networks have all the information about the commercial properties located in an area, the total area available for rent or sale, the prevalent rates, the comparative rates in different areas and the trends. A New York City commercial real estate network is also in touch with all the brokers operating in the city and real estate investors who own substantial commercial properties in the region. These networks act as links between the people wishing to buy and those willing to sell.

Since these networks are well versed in local laws and regulations relating to real estate transactions, they can help clients enter into deals in a lawful way. They can provide accurate and timely advice to their clients on the papers required for the transaction and the various agreements that are needed.

A New York City Commercial real estate network also has good contacts with financers and lending agencies that are willing to fund commercial real estate purchases. So, if you are looking to invest in commercial real estate in New York City and need some funding, these networks can put you in touch with the various lending agencies.

If you are looking for office space, industrial property or retail space in New York City, log on to http://www.stonehengenyc.com, a leading player in the NYC real estate segment. The company owns massive commercial space in the form of retail, office and other professional real estate.

New York City Commercial Real Estate

New York City Commercial real estate networks work as links between commercial real estate property owners, brokers and investors. These network operators or companies offer commercial products and services that are suitable for both local and national buyers. These companies deal in varied types of commercial real estate properties, including New York City office space, executive suites, commercial land, industrial real estate, retail space, real estate for lease and space available for sale. So, if you are looking for New York City commercial real estate for purchase, rent or lease purposes, the best option before you is to approach an experienced and established commercial real estate company.


Benefits of New York City Commercial Real Estate Networks


Getting in touch with a New York City commercial real estate network will not only help you narrow down your real estate search but also provide access to all the commercial listings in the area so that you can select from multiple properties.

Established New York City commercial real estate networks can offer you a wide range of investment properties, such as multifamily apartments, retail and office buildings, industrial property, hotels or any other commercial real estate property, up for sale or lease in the area.

These networks have all the information about the commercial properties located in an area, the total area available for rent or sale, the prevalent rates, the comparative rates in different areas and the trends. A New York City commercial real estate network is also in touch with all the brokers operating in the city and real estate investors who own substantial commercial properties in the region.

These networks act as links between the people wishing to buy and those willing to sell.

Since these networks are well versed in local laws and regulations relating to real estate transactions, they can help clients enter into deals in a lawful way. They can provide accurate and timely advice to their clients on the papers required for the transaction and the various agreements that are needed.


A New York City Commercial real estate network also has good contacts with financers and lending agencies that are willing to fund commercial real estate purchases. So, if you are looking to invest in commercial real estate in New York City and need some funding, these networks can put you in touch with the various lending agencies.


If you are looking for office space, industrial property or retail space in New York City, log on to http://www.stonehengenyc.com, a leading player in the NYC real estate segment. The company owns massive commercial space in the form of retail, office and other professional real estate.

Preparing a Commercial Real Estate Agreement

If you are considering investing in real estate property for commercial purpose, it is better to consult a legal practitioner from the beginning. Georgia commercial real estate laws are a complex web, and you would need someone who has in-depth knowledge regarding it. Only a real estate attorney can take care of the legal aspect of such a huge investment.

Suppose you have already found the right property in Atlanta and want to buy it. You inspect it on your own and have professionals assess it as well. It fits your requirements and budget perfectly and you want to seal the deal. Next is the task of creating the purchase agreement. Preparing and drafting this requires competent legal guidance.

A legal professional with proper understanding of the state laws and their implications would know exactly what to put in the contract.

However, here are a few terms that are essential in all real estate purchase contracts.
Names of the parties involved in the transaction
Exact description of the property and any other assets included in the purchase
Purchase price as well as mode, method and time of payment
Title abstract and insurance related details
Allocation of property taxes and utility bills
Closing date and delivery of possession
Escrow
Zoning and other relevant issues
Warranties
Liability clauses

Apart from these, it is important to include one other detail – what happens in case there is a breach of any agreement term by any of the involved parties. In case of such an incident, it is better to know what you can do to remedy the situation lawfully.

Foreseeing problems and preparing solutions can come in handy when the need for it arises.

Creating a concrete and complete purchase contract can help you avoid unnecessary hassles later. It helps you prevent disputes and expensive litigation. However, if there is a legal dispute concerning the interpretation of the terms of the agreement, you may have to avail help from your Atlanta real estate attorney to work on your case.

By now, you must have a clear idea about the importance of legal counsel in dealing with such matters. Most businesses retain in-house attorneys to handle the drafting of such contracts. However, you may have to opt for a specialist in litigation if there is a dispute regarding the terms and conditions of a commercial real estate purchase agreement.

If you are searching for an Atlanta based criminal lawyer, or divorce lawyer, or the lawyer practicing personal injury, tax, civil rights etc., Atlanta Lawyer directory is one of the authentic lawyer resource that can show you the way.

Tips Before Venturing Into Commercial Real Estate

If you"re planning to invest your money on commercial real estate, you have to make sure that you"re doing things right. A wrong choice can spell the difference between a profitable future and a huge amount of cash gone to waste. Here are some useful tips you should keep in mind to make the most out of your investment.

Although buying small properties can be tempting because of their lower prices, most experienced investors strongly advise against it. Buying properties with ten units or more is a lot better than buying one unit at a time. Remember that the more units purchased at once, the lower each unit"s individual prices will be. This could save you hundreds of thousands of dollars in the long run.

Do not rush any deals regarding commercial property; it takes longer to close commercial deals compared to a transaction involving a family home. It also takes longer to renovate and sell commercial property compared to residential ones. This isn"t a bad thing. Once the deal is done, you"ll definitely find the reward worth the wait.

Unless residential space is in high demand in an area, don"t always invest in apartments. A lot of failed ventures involve shoehorning apartments in spaces that don"t really need it. Think of other commercial real estate investments that you can purchase. Consider looking for office buildings which you can rent out to business owners instead of families. Such properties can potentially give you more income than a residential apartment.

You"ll never hear any successful investor saying commercial real estate investments are easy. In fact, they will probably say it"s more challenging than you"d probably expect. However, don"t lose heart. While dealing with commercial real estate is tough, you"ll eventually the hang of it. Just give it time and learn from your mistakes. Before you know it, you"ll be breezing through commercial real estate deals.

As in any kind of business, keeping a good relationship between fellow investors and lending companies can go a long way. There are a host of benefits these connections can bring; you can get anything from good advice to privately offered commercial real estate investments. You"ll be surprised at how many fellow investors will lend you a helping hand in times of trouble if you"re nice to them.

Vancouver Commercial Real Estate Market Looking Strong

Vancouver Investment Commercial Industrial Real Estate Sector Getting Strong Vote of Confidence from Investors


A recent Newswire.ca news release contained some strong numbers for commercial real estate investment across most major Canadian markets. Commercial real estate sales in dollar volume in Canada has already surpassed the 2009 total. The strong activity has largely been driven by a healthy demand for retail space and an active REIT (Real Estate Investment Trust) sector.


By the end of the third quarter this year, over billion in commercial real estate will have changed hands in Canada, up over 57% for the same 9 month period the previous year.

Toronto has been the most active market while Vancouver has been the most expensive (with an overall capitalization rate of 6.12% and falling.)

Bill Ageropolous, VP and Director of Research for commercial real estate broker Avison Young comments that


" Compared to last year, the results to date are a welcome sign that the commercial real estate investment market is gaining traction in Canada," continues Argeropoulos. "This upswing is attributed to a number of factors, including stable and improving market fundamentals, historically low borrowing costs, high availability of debt, a narrowing bid-ask gap and the emergence of REITs as active buyers." Ageropolous added that cap rates may continue to drop from those buyers venting their frustration at being previously shut out of the market and now have the capital sitting on the sidelines ready to deploy.


Vancouver Avison Young Principal Mike Gill commented that ""the recent influx of foreign capital from Europe, the Far East and the Middle East, together with competition from local investor capital, has applied further pressure to already declining cap rates for the premier assets".


It looks like condos and houses are not the only real estate assets whose prices are being affected upwards by Asian foreign investment.

Commercial Real Estate Time Bomb is Ticking

With the most quoted statement of the day, serious attention was suddenly thrust on the commercial real estate market. It came from Representative Carolyn Maloney, democrat from New York and Chairman of the Joint Economic Committee: "The commercial real estate time bomb is ticking."


This was in reference to some shocking statistics they came up with that indicate the commercial market may end up crashing within months, like the real estate market did, and might take until 2012 or 2014 to begin to recover.


The numbers are stunning. More than 5,300 businesses have bailed on commercial real estate loans as of June of this year, more than twice the number as of last year at the same time. Around 0 billion in commercial mortgages need to be refinanced before the end of 2010, and banks aren't giving up the money. Losses on commercial mortgage-backed securities are expected to be between 9 and 12%of the market, or as much as billion, and another 0 billion in losses are expected from construction loans made by banks.

Commercial real estate debt is sitting around .5 trillion (yes, the dreaded "T" word). And commercial property values have dropped anywhere from 40 to 55% across the country.

In April, the second largest owner of shopping malls in the nation filed for bankruptcy protection, and other mall corporations around the country are finding banks playing hardball by either ending loans already in existence or not loaning out anything new. In New York, one corporation is actually suing Citigroup, trying to get the courts to force a bank to lend them money.


Why is this all such a big deal? At stake, states James Helsel of the National Association of Realtors, are 9 million jobs that these companies provide, and with unemployment already at 9.5% across the country, no one needs another 9 million people looking for jobs that won't exist without a place to go to work those jobs.


The Federal government is trying to do its part. First, they launched a program trying to get banks to lend more money to consumers and small businesses. The program, known as the Term-Asset-Backed Securities Loan Facility, was opened to commercial real estate loans last month. The government is expected to make the program available for existing commercial mortgage securities, and announced back in June that they would accept as collateral the new issuance of commercial mortgage-backed securities.


Jon Greenlee, associate director of the Federal Reserve's division of banking supervision, told the Joint Economic Committee panel that the central bank has stepped up training of its bank examiners so they are ready to deal with rising losses from the commercial real estate industry.


The worries are that, one, what already exists or is coming might not be enough and two, that these programs all expire at the end of the year. However, since many programs are actually extensions of some programs launched last year, and knowing that Congress is working hard to figure out ways to stem the slide of our economy, it's expected that most of these programs will continue in some form, hoping to affect a turnaround in a much quicker time period.

How to Sell Commercial Real Estate

Selling commercial real estate is a little different than residential property. For a start, you are usually selling the property to a company rather than an individual. Most professional real estate agents can handle this type of transaction, but the best agents are those that specialize in commercial property. There is a lot of money involved in this kind of transaction, and if you are interested in becoming an agent it can make for an extremely lucrative career.


Firstly you need to ensure that your property has the correct classification as commercial real estate. This can make a huge difference, as there are different classifications for different types of property, and different rules for each classification within any given city. You should make sure you understand all of these rules and classifications for the area in which you live.


You also need to make sure you hire a solicitor and accountant to handle all the contract and tax details.

This can save you time and money and will make sure that the transaction is completed in a legal manner.

These are just a few factors to bear in mind when it comes to learning how to sell commercial real estate. There are a number of other factors in play, so take care to do your research and get all the facts in order to make a success of this career. If you simply want someone to sell your commercial property for you there are many specialist real estate agents around the country that can help!

Common Commercial Real Estate Contract Contingencies

Just like residential real estate contracts, Dallas commercial real estate contracts have their share of contingencies. In short, contingencies are found in most real estate contracts and are essentially escape clauses for both the buyer and the seller.

Each party wants to make sure they are protected in the real estate contract, so real estate contingencies are a common occurrence. They often make the contract much easier to handle for both the buyer and the seller, as it provides them with an opportunity to back out of the contract for a number of reasons.

Although both residential and Dallas commercial real estate contracts both have contingencies, the contingencies themselves are quite a bit different. The following list details some of the common contingencies found in Dallas commercial real estate contracts:

When purchasing a parcel of land for Dallas commercial real estate, the contract may be subject to the approval of the buyers attorney. Because Dallas commercial real estate contracts may be decidedly more in depth than residential real estate contracts, waiting on the approval of your attorney when buying Dallas commercial real estate is quite common. It is also common to have a contingency that is based on a business professionals partner or investor, as it is important to get approval from everyone involved before the contract is finalized.

Many commercial real estate contracts include contingencies that are based on financing approval for the buyer. For tracts of land, this contingency may include approval of a legal survey, if one has not already been done. In addition, a buyer will likely want to include in the purchase agreement some language about obtaining necessary permits and zoning for the commercial property.

When speaking of commercial tracts of land, there may be a contingency with verbiage regarding liens on the property. In particular, the purchase of the land will be contingent on no environmental cleanup liens.

It is common to have a contingency based on: the buyer achieving a loan of at least 75 percent of the purchase price of the Dallas commercial real estate property; the buyer being satisfied with the inspectors report; and the buyer being satisfied that the property can be remodeled or renovated to his or her satisfaction. In other words, the buyer will likely include a series of contingencies based on the use of the commercial property and how it can and cannot be used.

The use of a realtor qualified in commercial real estate is crucial, as he or she will be able to guide you when making a commercial real estate transaction. Real estate companies, like VIP Realty, have a plethora of highly qualified and experienced realtors who have extensive experience in dealing with commercial real estate contracts. It is important to never enter into any type of real estate purchase agreement, whether residential or commercial, without advice from a trusted realtor and real estate attorney, as they will be able to best protect your interest in the real estate transaction.

Tips for Commercial Real Estate Investment

Commercial real estate agents deal with companies and investors searching for a space to operate their businesses. As there are residential real estate agents that connect people to homes, commercial real estate agents connect investors to profit. Commercial real estate can be evaluated by two things: cash flow and value build-up.


Here are a few tips that you should remember when you plan to invest in a commercial real estate property.  Commercial real estate sales are quite few on the market. Select at least two or three properties that you would invest in. Broaden your search to include farther sales opportunities. Commercial real estate agents can provide you a list of recent commercial sales.


Inspect the property personally. Similar to residential real estates, you must examine the internal and external structure of the property. Take note of the roofing, utility systems, ceiling heights and amenities such as in-office bathrooms and reception areas.

Parking lots and security systems are also amenities and qualities that potential tenants may require.

Potential repairs that will take two to three years should be taken into account. Impress the clients by getting renovations and room improvement for the commercial establishment. Also, consider the neighboring competitors around the area. This could greatly affect the success or failure of your venture.


Tenants are attracted to office spaces that would increase their sales and productivity. So it is important to foresee what can be achieved through the location of a raleigh office space.

Evaluate and search for potential entrepreneurs fitted for the property and location. There are different building and structure classifications for commercial real estate.

A newly renovated raleigh office space appeals to high profile tenants and is usually occupied by doctors and lawyers. These structures belong to Class A buildings. Functional spaces are often rented by economical companies that operate walk-in transactions and cash-and-carry businesses. These establishments belong to Class C buildings.


Assess property value. The value of commercial real estate can be divided by the tenant's rent to the average return investment. It would be wise to use a commercial marketing analysis on your raleigh office space to determine its price. Know which type of property has a high possibility to be sold or rented by companies.

An Overview Of Commercial Real Estate Auctions

Owners who are seeking to promote their business properties take advantage of commercial real estate auctions for many different reasons, one of which is that there are many benefits they enjoy with participation in this selling method. Some of the rewards include a quick product sales cycle, a chance to acquire fair market value for their property, and lower overall charges, costs and fees in comparison to those of the more conventional selling methods. The popularity of this method of buying and selling is growing at a quick rate as more property owners and buyers discover these benefits and more.

With the real estate market at a virtual standstill, there really is not a bad time to participate in online commercial real estate auctions to buy property. If you are a broker, you need to make sure that any online real estate auctions website you are using is the best website for your goals. Here are some frequently asked questions regarding brokers and these types of online auctions for commercial property.

What Online Auction Service Should I Use?

Brokers, especially commercial real estate brokers, need to use an online auction service that is designed specifically for them. A good platform should generate customized auction websites for your listings using your name and brand. The best websites are distinct in fee structure; they are going to have the lowest fee structures available. A difference between the best sites and those that are standard is the way that their commercial online real estate auctions are marketed. Local brokerage teams are best equipped to reach the right pool of buyers. There are many real estate auction companies who claim that they can help brokers with marketing, and they very well may be able to, but in the end they charge higher fee structures. However, the best companies are those who know that the local broker is the best source for information about many different types of properties. And, the best companies for residential and commercial online real estate auctions use models that allow the brokerage team to keep 100% of their commission!

What are the Advantages of Using Commercial Real Estate Auctions to Sell Property?

In a stagnant market, commercial online real estate auctions create deadlines, which get the buyers motivated to move on the property they are interested in. There is a limited window of opportunity for buyers to obtain the property, and they will acquire it at the best possible price. In addition, many buyers enjoy the transparency of the process of the commercial real estate auctions that take place online.

Real ID = A Real Bad Idea

History is repetitious. It is laden with cases against privacy invasion by the government and by private corporate entities. Initially, these schemes are presented to the people as solutions to serious problems.


The social security number was initially instituted for the sole purpose of assigning the benefit of a bare minimum social safety net for the disabled and the elderly unable to work who might not have had the ability to save adequately for their "golden years" because of not having chances for good jobs during their youth and middle-aged years. This is especially true for women who are 90% more likely to be poor in their twilight years than men due to widowhood, divorce, plus disadvantages during their peak working years such as job discrimination and time out of the workforce for childbearing.


But the social security number is being misused in the insidious practice of "poverty profiling" by employers, staffing agencies, utility companies and insurance carriers.

Poverty profiling is a tool used by employers to deny jobs to those who need a job the most: the poor. It is done through the universal practice of pulling job applicants' credit reports. Your credit report is linked to your social security number.

The social security number was never intended from its inception to be used as a universal identifier for everything under the sun. It was only to be used for the purposes of social security. But the corporate class, have figured out a way to use the social security number as a means to ensure their own seat at the top by keeping everyone else down and "in their place." Since this over-privileged over-class controls our government and designs the tax laws to privilege themselves at the expense of everyone else, it is no surprise that corporations are allowed to invade job applicants' privacy by requiring them to disclose their social security numbers on job applications.


When you apply for a job, you must fill out an application in addition to providing a resume. By signing the job application, you grant consent for the prospective employer to run a credit check. When an employer pulls your credit report obtained through coerced disclosure of your social security number on the job application, they find out everything about you. The credit report lists your date of birth and your address. Your address shows whether or not you live in the "wrong neighborhood". Your birth date enables employers to discriminate against you because of your age . Medical bills are also on your credit report, which is indicative of possible ongoing medical conditions - which employers use in order discriminate against people with medical conditions or disabilities, even if such has no bearing on the ability to perform the essential functions of the job.


It has been a universal practice to deny job opportunities to people with poor credit regardless of their skills, education, or job-specific qualifications. The result is that those who are poor and in most need of a job don't get hired. It is the poor who have the worst credit because being poor means not having enough income to be able to live and pay your basic bills.


Employers justify the practice of poverty-profiling claiming that the poor are most likely to steal and such privacy-invading measures limit the corporations' exposure to employee theft. Hatred for the poor among the middle and upper-middle class is the result of social engineering by the elite. Through major media (on which the rich have a monopoly) the poor have been stereotyped as criminals, as uneducated,as lazy bums, as druggies and as irresponsible bad apples. The elite's puppets in government have convinced the majority of Americans that the poor are "undeserving" and "unworthy", that their poverty was solely their own fault. The elite brainwashed Americans into believing that the poor don't want to work, that the poor are "trash." When people are dehumanized, it's easy to treat them as disposable, as "lives unworthy of life."


The corporate class has used the invasion of privacy to hurt people through social security number disclosure and credit checks in the rates they charge you for essential goods and services. Utility monopolies, auto insurance carriers, and oil cartels are legally allowed to charge the poor more for life-sustaining utilities and for legally required auto insurance. It has been shown that the poor are charged 30% more for mandatory auto insurance, natural gas, oil, and electric. The selfish class has not only enriched themselves by robbing the poor, but by subterfuge of Americans' Constitutional rights.


The invasion of our private and personal spheres by the rich parasite class did not begin with the Patriot Act, the Department of Homeland Security, and biometric and RFID technology in enhanced ID's in a national ID scheme under the Real ID Act of 2005. It began with corporations abusing the social security number in order to engage in poverty-profiling to deny jobs to the poor; and as a license to steal through unfair utility and insurance rate tiering.


The elite has put the average American in a no-win situation. Since the majority of Americans are not independently wealthy, it's a given that most Americans need jobs in order to earn a living through work. When you're poor and hungry, and you're told that in order to apply for a job you must disclose your social security number and consent to a credit check or else you don't get a job; that is coercion. It's coercion, it's blackmail, and it's extortion. It is taking away your liberties and freedoms as a sovereign citizen of the United States.


When you are told by your government that you must allow private corporations, foreign governments and your own government access to your DNA, medical history, financial status, et al, that is biometricly encoded in an RFID capable ID pursuant to the Real ID Act of 2005 or else you won't be allowed to use public transportation, that is NOT for your "protection" - it is for your enslavement. It's telling you that there is nothing you can possess that the globalist elite cannot take away from you - even your life.

Real Money Comes From Real Products.

Like me, you have probably been to all these seminars, paying money to learn how to make money.
And what have you been taught? To do the same! To teach people how to make money. And how they will do that? By teaching other people how to make money.
Today everyone knows how to make money by teaching others how to make money. Or how to lose weight or how to train their dogs. One I like most are all these Relation Coach Experts that cannot stay into a relation themselves. Same like all these Money Making Experts who don't have to much.

Every one is looking for a service to add value to the community and get wealthy, But don't get in that trap of thinking that teaching other people how to make money or having better relationship will get you there.

This market belongs to the big gurus, who already make millions from it.
To succeed you need to have your own product.

I know, and I don't contest that they are Big Gurus out there that makes tones of money by teaching you how to make money, but they have something that you probably don't have.
They have a Personal Brand, people buy their books and courses because they are unique.
After them come all their apprentices and try to sell the same thing over and over.

Then come the others down the line, trying to sell the same information again, and again, and again.
The information age is gone. The Internet is moving with the speed of Fibber Optic Light.

New strategies develop over night.

If you try to sell information, you are on the wrong track.
Big gurus give the information FREE to get people to sign to their membership sites or to their 12 month courses. Where in fact they teach the same information that was given out for FREE but this time in small portions. So we can digest it better.
I know because I'm living it. I have been to all seminars to learn how to make money. From Stock and Forex Traiding to Internet Marketing.

I lost money on both of them.

But I learned two things. It cost me over 15,000 on Seminars, courses and platinum memberships.

And all I learned are two things.
First that the Internet Marketing is changing fast, so fast that the Information products become out of date the day after their release.
Some gurus will teach you to twist and resale the same Info. It will not work, the market is flooded with info products.

How many e-books or courses do you think you can sell about: Making Money, Facebook Advertising, Relationship, Internet Marketing, How to lose weight, How to Keep your Hair and so on?
The Market is flooded with all these How To do things, and one can you find all these FREE now.
The big players are reaching on webinars millions of people eager to learn all these things.
What do you think is left for you? Probably some very good friends who want to support you in your new Coaching Business.

Get real!

If you want to succeed get a Real Product.

A product that you can drop, ship to a consumer, a product that is eatable, drinkable and that one can reorder.

Now with the power of the Internet you can be as big as the Coca Cola.

You can reach people all over the globe, and have the product dropped, shipped to every house where there is a postal system.


The product has to be:
Healthy, Consumable, already used by everyone and sold on the Internet. The Drop shipping system should already be in place. (Do not try to reinvent the wheel.)

Do you want to find out about the product that everyone wants it, everyone already uses it and you can sell it and make money?

Go to http://www.ganodermacoffee.org.uk/ and watch the video I put it there for you!

For Health and Wealth,

Radu Zamfir

Be Real: Use Real Names and Photos

When it comes to marketing your brand, the importance of using your real name and photo cannot be stressed. This is especially true when it comes to social media marketing. People want to know who you really are – if they want to see and know more about the company, then they'll look for the company page, not your profile.


But most of the time, people who meet you in person would want to look for you online. They want to connect with the real you, since you're the one that they met and enjoyed interacting with, and they'll only find you if your social media profiles have your full name and your real photo in place.


When it comes to social media, people enjoy interacting with real people, not brands. They will open up more to you when they recognize that you're a real person's name, not just a random, blank person behind a company.


This is the reason why more and more companies and businesses are encouraging their employees to utilize social networking sites to help their brand get out there.

This is because people nowadays don't want to interact with random, faceless strangers. They want to see the real face of the person they're talking to, which is why the emphasis is on using real identities and photos on social media sites today.

Even Google+ recently required people to use their real names or the names that they are known for when signing up for an account. Though some people protested about this because of privacy issues, many agreed with this edict since social media is really about personal, real-time interaction. It's about connecting with people you know and trust, and not just randomly following whoever's out there.


Now, if you're going to use your photo for your social media sites, it's a good idea to only use one photo for all of your accounts.

This helps solidify your brand. This photo will really represent you across all channels.

Don't use a group shot of you with other people, since this isn't going to help your brand. Since people are already taking the time to find you, you wouldn't want to make it harder for them, right?


Make sure that your photo is a head shot where you're looking at the camera. Though some people prefer putting up a more formal photo of them wearing business clothes and a small smile, others have found that a less formal and more casual photo of them smiling and in a candid pose is more effective in making people see them as a real, genuine person. It's really up to you which you prefer.


If you don't like most of the photos you have on your PC, then why not invest on a nice studio photo? Since you're going to be using it in your different accounts, then it's going to be worth the investment.


Social media is all about connecting with people you know and trust, not random people that you've never met before, which is why it's important to use real names and photos. When you're real and authentic, then this is when people will really want to get to know you and connect with you and your brand.

Real Estate 101: Common Real Estate Terms

Finding a new luxury homes in AZis no easy task. With the industry becoming more in tune with its market and real estate agents getting hasty over the buy and sell business, it's a must to keep oneself familiar with the common words used in the trade.

If the sign "House for Sale in South Arizona" catches your attention, your next step is probably to turn to a real estate broker. Of course, you don't want to appear clueless and confused when your agent starts to spew out words like "claim," "closing costs," "Escrow," or even "ingress" and "egress" in the middle of a money-property negotiation. Being informed is the least thing that you can do to successfully beat the deal.

Dorn Homes, one of the leading new home builders in AZ, lists some of the most commonly used terms in the real estate industry:


Amortization. It is the process of paying off a loan or an existing debt by making regular partial payments of principal and interest rate over an agreed period of time.
Annual Percentage Rate (APR). In mortgage loan, it refers to the interest rate incurred for a whole year. It is calculated based on a government formula and expressed in percentage.
Balloon Payment. The final large sum of payment due at the end of a mortgage.
Certificate of Title. A document executed by an attorney stipulating the status and description of personal or real property. It serves as an evidence of one's ownership of a property.
Down Payment. Type of partial payment (in cash) that the buyer gives during the onset of a purchase of a good, service or property.
Equity. The current market value of a home minus the outstanding mortgage balance. Home equity is essentially the amount of ownership that has been built up by the holder of the mortgage through payments and appreciation. (www.investorwords.com)
FHA Loan. Type of federal assistance insured by the Federal Housing Administration and made by an approved lender. (www.homeclosing101.com)
Fixed-rate Mortgage. A loan that has a fixed interest rate and remains constant throughout the life of the loan.
Ingress. Right or permission to enter a place or property.
Tenant. One who holds possession of a land or a real estate; a person or a dweller who pays the rent of a house or an apartment.

While this article is intended to provide matter-of-fact and simplified definition of each term, this page may not be sufficient or 100 percent applicable in all jurisdictions. Dorn Homes provides these definitions for general purposes only to help prospective clients in searching for new custom homes in Arizona.

As the most recognized among Arizona custom home builders, Dorn builds only stylish, comfortable, convenient, and energy efficient homes that satisfy and even exceed clients' expectations.

Help With Auctions For Commercial Real Estate

Folks have always a lot of questions initially in relation to information about how precisely an auction for commercial real estate works. Investing in real estate through these auctions on the Web is the ultimate way to execute business; there is a plethora of advantages for buyers and property owners.

There are some things you are going to have to get familiar with prior to you jumping head first into these activities with real estate. It is important that you understand the process and your rights, responsibilities and obligations as well as those of other parties involved. You want to ensure that every experience you have with auctions for commercial real estate are enjoyable as well as profitable.

Homeowners are not always confident that they are well suited for an online residence public sale. The facts show that virtually any property owner using resources in the marketplace is a superb candidate regarding most of these sales. This is also true for the people who are the property owners who are searching for assurance of a final sale in a short period of time. These might include people such as vendors who need to transform their property into cash and people who will be experiencing bank loan maturation.

Of all that is involved with these types of real estate auctions, one of the most important components for all who are participating is the bidding deadline. The reason this is so important to everyone is that auctions motivate buyers to start bidding aggressively to obtain the property theyve had their eyes on before another bidder outbids him or her at auctions end. There will be a constrained time frame available to get a particular property, and bidders will eagerly drive up the selling price to a fair market value.

The starting bid that is set by the property owner really should be a low one to attract a larger pool of bidders. Specifically, it is most often recommended that owners set the starting bid at about half of the market value of the property. A lower starting bid will probably attract a bigger pool of potential buyers. The second tip is making sure that only serious bidders invest in the property. The most common way to discourage casual bidding is to require a winners deposit, which is paid by every bidder. This is a non refundable deposit which is set by the listing broker. All bidders pay the deposit, however it will be refunded to any or all bidders except the winner of the auction for commercial real estate.

Is Real Estate Your Real Marketing Problem?

They say that "location, location, location" is the key-but sometimes, it's the problem.


I was just at a business function where the owner of a local printing company bemoaned the fact that Internet printers are putting pressure on long-time printers. His company hadn't invested in digital printing, relying instead on being one of the largest off-set printers in the area. For years, that was good enough. But it's not working anymore.


Here's why. In the "old days" (pre-Internet), companies could carve out a market by being the only local whatever. There are fewer and fewer products and services where "local" alone is good enough to guarantee you a market.


Sure, you can't order a fresh-brewed latte from out-of-state, but you can buy a latte maker and order the coffee from anywhere in the world. You can even order pizza and a gourmet dinner via one of the many upscale frozen food companies that deliver anywhere in the US.

(You may not save on the cost of the entrée, but there's no charge for your drink, tax or tip.)

Location alone won't save you. If you can't compete on price with the people who provide the same service via the Internet, then you're going to have to compete on turnaround, exceptional customer service or really tangible value-addeds to keep your business.


Most companies are stuck thinking of themselves as limited by a certain local geographic region-usually the distance they or their customers are willing to drive for a face-to-face meeting. Who said that had to be the limit?


Most of my business is done via phone with customers I have never met in person. Much of the work I contract out is done by talented people who had the right skills at the right price all over the world.

Welcome to the global economy.

Wake up! How can you repackage, repurpose or rebundle your services to provide something that could be provided to anyone, anywhere?


Real estate is supposed to be the ultimate "local" business. But a growing number of real estate agents in high-growth areas are connecting with agents in areas where people are leaving due to relocation. They work out a referral fee that benefits both parties, and suddenly, the whole of North America is their territory. Restaurants may find a way to mail a favorite menu item (the Penn State Diner has been mailing its oh-so-wonderful Grilled Stickies to hungry alums for decades), or even a sauce or dressing. Think you're limited by licensure? Oh really? Does "WebMD" ring a bell? How about the places that sell pet medications or contact lenses via the web?


The problem isn't with the market, it's with the mind. Envision yourself as a national or international business person. Now-how do you supply your service or product to your market? Yes, it means making changes to your mindset, your pricing, your business model and your goals. Suck it up, pull up your big boy tighty-whiteys or your big girl panties and get over it. Shift happens. And when the market shifts, those who don't figure out how to shift with it get left behind.


If you're having a real estate problem with your marketing, it's time to foreclose on old ideas and flip your intellectual property to a whole new way of looking at the world.

Viviendas En Venta En Ciudad Real, Puertollano, Tomelloso, Valdepeas, Alczar De San Juan, Espa

Si usted est contemplando en comprar o invertir en una propiedad en Espaa, entonces este es el momento justo para llegar a un acuerdo, ya que, segn el Banco de Espaa el precio de la vivienda ha cado en un 17% desde 2007. Las estadsticas tambin muestran que en comparacin con un descenso del 3,5% del precio de la propiedad del ao pasado, la cifra ha subido al 4,5% este ao.

Reputados profesionales inmobiliarios en Espaa, como nosotros queremos que nuestros clientes hagan el mejor uso de la informacin y visiten a las listas ms recientes de propiedad en nuestro sitio. Nuestra lista de propiedades incluye apartamentos, casas, pisos, villas, terrenos y fincas, locales, oficinas y ms

Le ofrecemos la facilidad de escoger el tipo de comodidades que se requieren en su nuevo hogar como Obra nueva, si necesita una reforma, si la vivienda es de proteccin oficial, piscina, aire acondicionado, almacenamiento, Exterior (Terraza, patio, etc.).Armario empotrado, totalmente equipada con cocina,
Garaje / Parking, Ascensor, Calefaccin individual y agua caliente. individual. Sobre la base de su requisito puede buscar una amplia gama de propiedades comerciales y residenciales en los ms codiciados lugares en Ciudad Real como: Ciudad Real, Puertollano, Tomelloso, Valdepeas y Alczar de San Juan.

Las ventas de casas en Ciudad Real vale la pena, ya que esta ciudad tiene una estacin de ferrocarril que convenientemente se conecta a Madrid, y tambin un aeropuerto que ya est totalmente funcional. Adems la ciudad cuenta con una slida red de escuelas y colegios, que comprende de 18 escuelas primarias y seis escuelas secundarias. Ciudad Real es tambin el hogar para el Museo de Don Quijote, el Museo Elisa Cendreros, la Iglesia de Santiago y la Iglesia de San Pedro que representa a los cuentos de los Reyes Catlicos. El equipo de balonmano de Ciudad Real ha recibido innumerables galardones y su club de balonmano es uno de los mejores del mundo. Una mezcla perfecta de un sistema educativo fuerte, amplias instalaciones para los deportes y la recreacin y la proximidad a Madrid hace que las casas de Ciudad Real sean unacompra perfecta para una una familia.

Nuestro sitio tambin le ofrece la posibilidad de vender su propiedad online. Para popularizar su propiedad y correr la voz a travs de enviar un anuncio totalmente gratis en nuestro sitio.
Tambin tiene una caracterstica nica nuestro sitio web a travs del cual se puede compartir un video sobre su propiedad en nuestro sitio. Siempre es ms fcil de entender y recordar la informacin que se transmite a travs de audio / vdeo.Adems, una descripcin del video tambin parece ser ms autntico para el usuario y tiene una mejor oportunidad para hacer una impresin positiva en la mente de un posible comprador. Teniendo esto en mente hemos proporcionado esta opcin de compartir un vdeo relacionado con su sitio. Tambin puede ponerse al da con las actualizaciones ms recientes e interesantes sobre el mercado inmobiliario espaol en nuestro "Viviendas TV".
Si usted tiene una propiedad para vender en Ciudad Real o que tienen su mirada puesta en una casa de ensueo en Ciudad Real, Nuestro equipo de expertos en bienes races estn disponibles para guiar en las relaciones de su propiedad. Nos hemos esforzado todo lo posible para proporcionar todas las ms recientes e importantes anuncios de propiedades inmobiliarias en Ciudad Real, Puertollano, Tomelloso, Valdepeas y Alczar de San Juan. El sitio web es muy fcil de usar y te permite buscar no slo para las propiedades, sino tambin de oportunidades, las ventas de urgencia y la bsqueda de compaeros de piso.

Danos la oportunidad de servirle y le prometemos que los principales jugadores en el mercado inmobiliario de Ciudad Real, le conseguir la oferta ms apropiada.

Commercial Collection Agency, Commercial Collections

Highly effective professional commercial collectors have several characteristics in common. These traits promote successful resolutions for each and every commercial collection call. Burt & Associates, an SAS70 certified company, prides itself on the highly qualified professional commercial collections staff who handle your accounts. Good listening skills, motivational techniques and assertiveness are all qualities that a successful commercial collection agency should instill in their collection professionals. As always, please do not hesitate to contact us with your questions and comments.
Business Bankruptcy Filings May Increase

According to some attorneys, bankruptcy filings may be about to take off as some analysts are predicting that financing options will shrink in the future.Currently, corporate debt-default rates stand at all-time lows and business bankruptcy filings are down 45%.According to some, troubled companies have been able to borrow cheap money since investors and hedge funds are flush with cash and ready to lend.That in turn has resulted in debt-driven corporate mergers, buyouts and spin offs, which, in effect, have allowed struggling companies, that can refinance debt, to put off solutions to their operational problems.However, now some analysts predict that the current trend may end soon and thus lead to more bankruptcy filings.

The Credit Manager’s Q&A Corner

QUESTION: Discuss bars to collections efforts in a bankruptcy filing.

ANSWER: When a debtor files for bankruptcy, whether under Chapter 7, 11, or 13, and whether it's a voluntary filing or involuntary filing, “all entities” are automatically and immediately stayed from taking any action or continuing any legal action against the debtor. This includes attempts to collect debt from the debtor by any party. This also applies to the enforcement of liens against the debtor's property. This stay also relates to repossessions of property. If the creditor had repossessed property prior to the filing of the case but had disposed of it by sale, the creditor could, and the key word here is “could”, be required to make restitution of that asset to the bankruptcy estate.

Commercial Photography

Where do you find professional photographers that specialise in Commercial Photography?

You could look for creative individuals online. The skills of extremely talented photographers are often required for Commercial Photography and corporate clients can commission innovative photographers to complete projects on their behalf.  Architecture features heavily in Commercial Photography and seasoned professionals capture a host of interior and exterior settings for numerous clients. The construction industry regularly uses Commercial Photography and large projects can be captured as they are being brought to life. Experience plays an important part of Commercial Photography and the services of leading suppliers in the industry can be secured online.

Show the quality of your projects with Commercial Photography

Let others witness the wonder of your schemes as they are being created and then captured with Commercial Photography.  Your cutting-edge architecture could be breaking new ground and quiet rightly you should be fiercely proud of this fact.

Highlight your fine architectural features with Commercial Photography and let still pictures represent a true reflection of your work. Experts in Commercial Photography can produce the most amazing results as they capture a stunning series of pictures. Need professional pictures of your projects? Work with the experienced photographers who produce captivating Commercial Photography for numerous blue chip clients. They'll provide you with expertly taken photographs that promote your projects in all of their glory, wherever they might be.

Achieve great aerial shots with Commercial Photography

There's only so much that you can do on the ground. If you want to capture the sheer scale of a particular project you need to take to the skies. Ok, you might not be the one who takes the pictures you'll be leaving that in the very capable hands of professionals who know how to take aerial pictures during Commercial Photography campaigns. Want to document a project using Commercial Photography? You can ask the experts in aerial photography to provide ongoing photographic services that can help you to record the project as it develops. The diversity and skills of the professional photographers enables them to produce Commercial Photography of the highest standards; whatever the work might entail.

Belize Real Estate - Cheapest Caribbean Real Estate

A lot of people nowadays are looking for new houses to live in, especially those who are looking for places that are affordable to retire in. Some people don't even know where to start. In reality, there are a lot of cheap Caribbean places one can live in comfortably without spending too much. One of the best places to look at is Belize.

Belize real estate must be the cheapest one you'll ever see in Central America that is home to the most pristine beaches, magnificent caves, breathtaking diving spots and so much more. Why would you settle to a place that could only offer a tiny portion of paradise when sanctuary Belize has every little bit of nature's wonders in one place?

Belize offers many living standards and all of them are within reach if ever you have the budget, but it still remains to be significantly cheaper than anywhere else.

If you want to live in extravagance with only a fraction of the cost in neighboring Caribbean places, then places like Placencia and Ambergris Caye is your best bet. Here, most houses are built for beachfront living. Helpers such as maids, gardeners and security guards are cheap and are paid at a rate of to a day. The amount is sufficient enough to support their lifestyle since most natives lead a modest life. Belize real estate properties, despite the extravagance it possesses, if compared to a place in Puerto Rico or any Caribbean neighbors, would still be cheaper even if they offer the same amenities and features. As they say, the prices of houses in Belize are twice as cheap as the prices in the US, and at the same time twice as beautiful.

However, if what you want is something more affordable but decent enough for comfortable living, then there are other places to consider. The Toledo district in the southern area of Belize is perfect for a quiet place to live. Closer to the rain forest and other native communities, the area is perfect for those who want to live on their own in complete serenity. This place is also good for those who wish to spend their time in isolation or those who prefer to live like a hermit.

If a friendly community is what you are looking for, then there is no other place than the town of Corozal. Simplicity and convenience is the key in this place. Expatriates and retirees for its simple way of living prefer Corozal. People sustain their lifestyle by simply fishing for their own food or growing their own vegetable patch. One of the best deals of real estate prices can be found either in Toledo or Corozal. Here, properties are cheap and affordable even to those who rely on minimal pension.

In Belize, they have special bonuses for those who wish to retire in the country and they have minimal requirements to avail of the offer. Tax reduction or exemption is one of the best promos Belize can offer people who wish to retire here.

Commercial Photography

Where do you find professional photographers that specialise in Commercial Photography?

You could look for creative individuals online. The skills of extremely talented photographers are often required for Commercial Photography and corporate clients can commission innovative photographers to complete projects on their behalf. Architecture features heavily in Commercial Photography and seasoned professionals capture a host of interior and exterior settings for numerous clients. The construction industry regularly uses Commercial Photography and large projects can be captured as they are being brought to life. Experience plays an important part of Commercial Photography and the services of leading suppliers in the industry can be secured online.

Show the quality of your projects with Commercial Photography

Let others witness the wonder of your schemes as they are being created and then captured with Commercial Photography. Your cutting-edge architecture could be breaking new ground and quiet rightly you should be fiercely proud of this fact. Highlight your fine architectural features with Commercial Photography and let still pictures represent a true reflection of your work. Experts in Commercial Photography can produce the most amazing results as they capture a stunning series of pictures. Need professional pictures of your projects? Work with the experienced photographers who produce captivating Commercial Photography for numerous blue chip clients. They'll provide you with expertly taken photographs that promote your projects in all of their glory, wherever they might be.

Achieve great aerial shots with Commercial Photography

There's only so much that you can do on the ground. If you want to capture the sheer scale of a particular project you need to take to the skies. Ok, you might not be the one who takes the pictures you'll be leaving that in the very capable hands of professionals who know how to take aerial pictures during Commercial Photography campaigns. Want to document a project using Commercial Photography? You can ask the experts in aerial photography to provide ongoing photographic services that can help you to record the project as it develops. The diversity and skills of the professional photographers enables them to produce Commercial Photography of the highest standards; whatever the work might entail.

Commercial Loan

A commercial loan is a much in demand scheme in today's world. Though many consumers think that a commercial loan is similar to a personal loan, the truth is something different. A commercial loan is more heavy weight and the application procedure or requirements are more complicated than those in a personal loan. There are lots of formalities involved and the process of a commercial loan sanction takes a long time. The factors which are weighed to adjudge the eligibility of a person for a commercial are, the credit history, credit score, income and the collateral security offered. There are lot of other paperwork required which varies according to the commercial project the loan is being sought for.

Sometimes the customers hire loan brokers who can land the best deals on commercial loans. It is not wise to approach a single lending authority without exploring several options. Once the broker or the customer approaches the bank or loan agencies, there needs to be a letter of intent written. This document is the main source of deciding on the terms of the commercial loan; like the interest rates, repayment period and the like.

The advantages or disadvantages of a commercial loan vary according to the type of the loan. Like a personal loan, a commercial loan too, comes in the unsecured and secured varieties. An unsecured commercial loan is apt for consumers who have low credit score and this does not call for any collateral deposit. On the downside, an unsecured commercial loan is not very convenient in terms of the high interest rates attached. Since the lender does not have any collateral security, they stand to lose in case of defaulting of payment by the borrower. Therefore the rates are kept high.

A secured type of commercial loan is one where the borrower needs to provide property or anything related, as collateral security. This reduces the risk of losses on part of the lending authority. Since the loan is secure the borrower has to repay at lower interest rates, as compared to the unsecured commercial loans. The terms of these loans are more flexible as well. A company can be made or marred on account of the commercial loans. The time period also has an important part in a commercial loan. The commercial loans may either be long term or short term, as the names are a proof into the meaning of these loans. A commercial loan is low on the liquidity factor. There is no availability of a secondary market for a commercial loan.

Commercial Dishwashers

These days it is not unusual for people to have a dishwasher in their home. In fact the price of these has come down so much that many people who would not have had one before now do have one. You only have to go back a few years and you would have found a dishwasher in the home very rare.

When we think of dishwashers we usually think of the ones for the home, however there are also commercial dishwashers available.

If you work in the catering business then you will know that there is usually a lot of washing up to do. In the past it was tradition to hire people to take care of the dishes for you. The problem with relying on other people to do them is that sometimes standards can slip or the person can be off sick and you are left trying to find another way to get your dishes clean.

It can also be expensive to hire someone every day just to get plates clean. When it comes to looking at commercial dishwashers you will probably find that they seem quite an expensive investment. However even just looking at the hours it will save you in wages, you can easily see that it shouldnt take too long to re-coup your money back.

When you add this to the fact that a dishwasher washes to perfect standard every time which means you dont have to stress about them being clean enough for your customers.

Commercial dishwashers come in a range of shapes and sizes, which means that there is something to suit every need and business size. This is ideal because it means you dont have to spend money out on one that is too big for your business or struggle with one that is too small. You can stack everything together in the dishwasher, which means that everything gets washed at the same time. You even stack them in much the same way as you would your dishwasher at home, so you know that it is easy and doesnt take up too much of your time,

India Real estate - Real estate broker India

The title of this write-up sums up the emerging scenario in the Indian job market where starts up jobs are aplenty. And youngsters are willing to kick-start their careers by joining a start-up that offers them ample operational freedom and plenty of opportunities for personal growth.

With the Indian economy going on an upward spiral, there is a sudden spike in the number of start-up jobs in India as a substantial majority of resourceful, well-educated Indians have taken to entrepreneurship. Most of these start-ups are based in urban centers like Delhi, Mumbai, Gurgaon and that is the main reason why we see a sudden spike in the number of queries on search engines for start-up jobs in Gurgaon.  

Professionals who join large multi-nationals do so for the perceived job security and employment stability they provide as well as the money that is on offer.

But all this comes with a caveat as the work-culture in a transnational corporation is quite bureaucratic, process-driven and can seem to be frustrating at times. Decision making in a transnational corporation is slow and you might feel as if you are just a cog in the wheel and your work does not get any recognition.
If you are looking for a start-up job in India then you must keep in mind that life in a start–up is quite the opposite as there is virtually no job security in a start-up. But the overall job satisfaction level is quite high as you are responsible for your own growth in a start –up and the rewards and recognition far exceed what you would ever get in a transnational set up. Individuals tend to grow along with a start-up and every effort they put is directly visible in the growth of the organization.

Decision making is quite and prompt and the useful suggestions made by employees are immediately implemented leading to increased operational efficiency and it fosters a feeling of belongingness amongst the employees. Such quick decision making is relatively absent in a large transnational corporation where most suggestions go through a detailed process of evaluation before they are implemented. Quite often these ideas get lost in the maze of bureaucratic decision making leading to a decline in employee morale.

Here, in this write-up I have tried to give you a snapshot of the pros and cons of working in a start-up and if you want to explore a career in a startup you can type the keyword start up job in Gurgaon and check out the results that appear.
Don’t forget to keep your resume ready…who knows you may just might get an interview call within 24 hours.

Commercial Epc

These days many more of us are aware of what we do and the effects that this can have on the environment. This means that we are recycling more and remembering to switch off lights when we leave a room. These are all great changes and every step however small is a positive one however what we really need to look at is the amount of electricity we use and if this is being wasted.

This is all to do with making sure that the appliances we use are effective and working the way that they should do. This is the same for home and work places, both are just as essential.

Whether you own your own home, you are renting or you are a landlord, the efficiency of your energy equipment should be at the forefront of your mind.

For this reason you should look at arranging to obtain energy performance certificates (EPC). It doesnt matter whether you are after domestic or commercial EPC because they are just as essential. In fact since late 2008 whenever a building is sold, rented or constructed you must by law have an EPC. This means that you can get a rating on your building and just how efficient this is. The grade usually averages at a D, with anything between an A and a G possible.

As part of the EPC grade that the building is rewarded you are also given ways and means that you could try to improve the efficiency of your building. This means by following those steps you have every chance of improving your grade.

Commercial EPC works in much the same way checking work places for how efficient they are and suggesting ways that you may wish to look at improving your energy efficiency.

Energy efficiency is not just about helping the environment but by having appliances that waste energy you could end up spending more money on your energy bills then is necessary. Which I am sure is something that you want to avoid as much as possible. These are easy and cheap to arrange, so you should look at getting one done as soon as you can.

Your real estate expert- Smart real estate

Either you want to purchase a new home or you want to sale your house, you must have to take the help of any real estate service provider otherwise you may get deceive in purchasing house or you will not be able to get satisfying amount for your house. So if you are looking for best real estate service provider then in this article I am going to discuss about one such with you.


If you want to buy real estate property then they act like a real estate expert or advisor for you. They consider their customers as their most valuable possession so they try their level best to give them best dream home at reasonable prices.


For those who are about to sale their home but are very confused how they should do it then also Smart real estate is here to help you. You won’t have to face any difficulty in selling your home if you take the help of SMART Real Estate in the process of selling your home.

They analyze market very carefully and follow best marketing campaigns, and expert negotiating skills which make it beneficial for you to sale your house by giving you highest possible price of your house.  They try their level best to give you best return of your investment. They make your home more presentable with their special tips so your customer immediately gets attracted towards it.

You will definitely have to change your thinking about real estate if you visit at Smartrealestate.net. Their main aim is to become a facilitator for all you needs related to real estate. They create satisfaction among their customers with their high quality of service and by providing you best real estate brokers.


Their popular Portland Condos are Pearl District, 937 Condos, Avenue Lofts, Block 90, Bridgeport, The Casey; The Henry etc are available at their site which is mentioned above.

At their site you will be able to see many important facts like some important tips for buyers, mortgage calculators, customized notifications of new properties and the most important thing is they give you the facility of live communication with them, in this way you can get your all queries answered. Other then this you can also get information about making career in real estate. What you have to do to know all about them is to just login at their mentioned site.

Commercial Scales

Scales are used for different measurements of weights for different purposes, such as domestic use, commercial use, precision use or industrial use. There are a variety of scales, coming in different shapes, sizes, capabilities and any other specifications (if required). Every business has their own requirement criteria for measuring weights for which they use different scales. Such scales are known as commercial scales. You must have noticed many commercial scales in your daily routine and never realized their true importance in the specific place. There are digital as well as mechanical commercial scales present in businesses depending upon the requirements. For instance the scale being used in a jeweler shop is also a type of commercial scale, playing an important part in the business. All the jewelry bought and sold (including all the precious stones along with different metals) is measured through the scale present there and a minor difference in the measurement can result in lot of money difference and loss. So, it is very important for commercial scales to be accurate and reliable.

There are many sorts of commercial scales such as counting, bench, floor (sometimes also referred as platform scales), restaurant and jewelry. Counting scales are mostly used in trading businesses. These are mostly used for calculating the number of pieces and weighing single units. Besides, they are also used for counting money with very accurate and precise figures; these are used so often that we do not even notice their presence in the business until we need replacements. Platform scales are widely used in industrial sectors. They are used in all major industries, for the fact that heavy weight measurements are much easy and quick with them. They have flat surface and they are connected to automatic digital display units used for displaying the weights.

Such scales are very helpful because they are also used to calculate prices through given specified rates. There is the option of measuring the weight in different units such as pounds, ounces, kilograms or grams with digital scales. Crane scales are also one of very widely used digital commercial scales. Many production or manufacturing companies like food, beverage, automotive, chemical, cosmetics, metals, etc. require measuring the items when they are to be cleared from production area. Such scales are known as checkweighing scales, they are required to follow standards and regulations defined by procedural course of action. They follow the rule of classifying or categorizing items in different weight zones.

Well all in all it does not matter what kind of business you are running, if you are looking for scales you are certainly going to find one according to your requirements in the market. Commercial and domestic scales are in so many varieties that it is often difficult to choose from but if you are definite about your requirements, you are going to find the one exactly meeting all of your specifications. Commercial scales are always present and ready to be sold, the moment you want to get them off the shelves.

Commercial insurance

As name implies, commercial insurance is a tailored insurance policy for businessmen. It has emerged as one of the most important investments for business owners of all kinds. Commercial insurance offers a business complete protection against all kinds of potential loss that it may suffer due to any unforeseen and unfortunate circumstance.


Coverage of commercial insurance


Commercial insurance gives comprehensive protection against losses that a business may suffer due to theft, property damage and liability charges. It also covers business interruption and employee injuries.


 


Not having commercial insurance can put a business at risk of losing money and property in the event of any of the unfortunate incident mentioned above. At times, not having adequate insurance coverage for a business enterprise can also put personal property and investment of a business owner in jeopardy.


How to find apt commercial insurance


Finding out commercial insurance is very simple.

Internet in today's time has emerged as an excellent tool to find out information on various kinds of available commercial insurance in the market. Once you have analyzed all the existing insurance policies in detail, contact the concerned insurance agents in person. Talking to insurance agents will help you get your queries about insurance policies addressed and select the best available policy as per your specific needs.

It all depends on your need


The type of commercial insurance that a business owner buys completely depends on his specific needs and requirements. There may be types of commercial insurance which you do not need at all.

For instance, if your business doesn't involve transaction of goods by vehicle, you don't need auto commercial insurance. In this case, only commercial property insurance is enough.

 


However you must learn about all kinds of commercial insurance as with the growth and expand of your business you may need any one of them in near future. Having adequate information about all these polices will also help you decide if you should change your policy plan in future.


 


Click on the following link to contact us for affordable and comprehensive commercial insurance policies.